Sam Maness AppraisalsThe FHA keeps a roster of approved appraisers for each state - Sam Maness Appraisals is on the roster of approved appraisers for NV. If you have an FHA-secured mortgage, be sure to contact Sam Maness Appraisals, as we are approved and certified to perform FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Sam Maness Appraisals if you need an appraisal done for an FHA-secured loan. If your home loan is FHA insured, that means that the loan has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the mortgage is taken care of in case the borrower defaults on his or her loan obligations. Available to all purchasers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lower income or less starting capital to put down on a mortgage benefit the most from FHA loan programs. |