Attention homeowners in Pahrump and Nye County: Get an Appraisal today!

The top 7 reasons why NV homeowners need Sam Maness Appraisals:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in NV by determining the true market value of property in question

Own a home in or near Pahrump, NV and need help determining the value of it?
Contact Sam Maness Appraisals.

We at Sam Maness Appraisals understand the individual needs of a consumer after appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to remove PMI?

An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Sam Maness Appraisals is qualified in helping folks just like you do away with unneeded PMI insurance.

Challenging Nye county's assessment of your property

Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Sam Maness Appraisals is your #1 weapon.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Sam Maness Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.